I am President and CEO of the Rubinoff Group. We are a personal financial services firm that specializes in estate planning, wealth maximization, retirement planning, insurance planning, business continuation plans, employee benefits, and selected executive programs. I am a registered representative with Park Avenue Securities LLC, a broker-dealer, and indirect, wholly owned subsidiary of The Guardian Life Insurance Company of America (GLIC). After graduating from Loyola University of Chicago, I founded the Rubinoff Group in August of 1984. Since the inception of The Rubinoff Group, I have continued to further my professional education. I received my Chartered Life Underwriter Degree in 1994. Continuing my education is mandatory in order to be a consistently valuable resource to my clients and is evidenced by my routine attendance at various seminars. These meetings concentrate on topics such as tax law changes, estate planning developments and guides to assist business owners, just to name a few. The Rubinoff Group has membership in many professional associations, including The Chicago Estate Planning Council, The National Association of Life Underwriters, and the Society of Financial Professionals. I am a frequent public speaker for financial services and insurance meetings throughout the country. Some of my speaking engagements have been for the Million Dollar Round Table, The Guardian Life Insurance Company of America’s Leaders Club, and The Guardian Life Insurance Company of America’s Inner Circle meetings.

Registered Representative of Park Avenue Securities and Financial Representative of Guardian.

Check the background of this investment professional on FINRA’s BrokerCheck.

Compliance number:2016-19638 Exp 3/18

This material is intended for general public use. By providing this material, The Rubinoff Group is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.

Securities products offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 1751 LAKE COOK RD SUITE 350 DEERFIELD, IL 60015, ph# 847-597-2400 PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. The Rubinoff Group LLC is not an affiliate or subsidiary of PAS or Guardian.

Important Disclosures